YOUR GUIDE TO
HOMEOWNERSHIP
Everything You Need To Know About Buying A Home
Real Value. Real Experience.
When you choose to work with our team, you’re partnering with trained agents that have the backing of the world’s largest real estate company, consisting of 180,000+ associates around the globe. That puts your search in the hands of the largest, most resourceful real estate network.
And, by choosing to partner with our team you are not just getting a single agent, you’re getting an entire team that is working on your behalf to accomplish your real estate goals.
The Atha Team – with decades of local market experience as top experts in Montrose Colorado and surrounding areas, the Atha Team has helped more families move than any other team.
Diana Atha – Lead Real Estate Advisor
Ian Atha – Real Estate Advisor
Evan Mudgett – Real Estate Advisor
Dave Thomas – Buyer Specialist
Atha Team In Business Since 2006
Over 1,000 Families Served in the last 10 years
141 Families Served in 2022
Your Needs Come First
Your needs drive how and when we find your next home. From this day forward, everything we do will be motivated by your goals and how you imagine your life taking place in your new home.
Once we get an understanding of where you see yourself, finding your dream home will move quickly, and with minimal interruption to your daily life.
Visualize Your Dream Scenario For Buying Your Home
What’s the one thing that has to happen to make that dream scenario a reality?
How can I make that happen for you?
Why is that important to you?
If we could add just one more thing to make this process even better, what would it be?
Why is that important to you?
Our Promise To You.
Communication
We COMMUNICATE frequently and effectively; Our clients and team members are kept fully informed at all times
Integrity
Responsibility
Success
Solution Focused
Excellence
We strive to serve as your trusted local expert. You have an advisor by your side.
How Buying A Home Works.
Partner with an Agent
• Absorb their local insight
• Get to know neighborhood inventory levels
• See what’s about to hit the market
• Gain access to off-market properties
• Review market averages
• Complete needs assessment
Get Pre-Approved for a Loan
• Understand what you can afford
• Determine your monthly mortgage payment
• Understand your debt ratio
• Prepare for escrow
• Obtain a pre-approval letter
Find your New Home
• Compare home and neighborhood averages, then narrow down the neighborhoods you want to live in
• Favorite homes and save them to collections
• Nix homes that don’t meet the mark
• Schedule home tours and plan an itinerary with your agent
• Decide on your dream home
Make Your Offer and Negotiate the Terms
• Review contract terms and time limit for offer
• Negotiate purchase price
• Prepare for down payment, earnest money
• Choose a target closing date
• Sign the Offer
• Deliver earnest money check
• Obtain a home inspection
• Shop home insurance options
Under Contract
• Secure a home loan *more details to follow
• Acquire home insurance and send proof to your lender
• Schedule home inspection and negotiate repairs
• Order an appraisal
• Acquire a property disclosure from the seller
• Conduct a title search
• Schedule closing
• Certify funds for closing
• Stay in close contact with your agent, lender, and title company
Before you Close
• Transfer funds for closing
• Reserve a moving company and set a moving date
• Change your address through USPS, your bank, and other instances
• Set up your utilities to be activated or transferred
• Confirm that all contingencies are resolved
• Schedule the final property walk-through
• Designate a safe, dedicated space to save your final paperwork
• Stay in close contact with your agent, lender, and title company
Closing Day
• Sign closing disclosure, promissory note, and all other documentation
• Title transfer
• Deed delivery
• Save your paperwork in your predesignated spot
• Get your keys - congrats, it’s all yours!
The Bottom Line.
Real Estate is complicated.
That’s where we come in. Most agents use only a single source of home listings, the MLS vending machine. Our team has a vast knowledge of the entire market and not just the MLS. We actively pursue for sale by owners, expired properties, and also provide our clients exclusive 24 hour private previews on our new listings before they hit the open market.
Our entire team is by your side from search to close. At the closing table, our goal is for you to feel that the purchase of your home exceeded all of your expectations, so throughout our interactions – from search to close – we work hard to achieve that goal.
When you choose us as your partner, you are not just getting a trusted, respected agent – you are getting a team of local experts who are passionate about delivering legendary real estate advice and services, serving our community and those who call it home.
Let’s get started!
