Montrose Co Real Estate
Montrose CO Real Estate Blog

Retiring to Colorado? How to Find the Right Real Estate Agent

Retiring in Colorado finding golf real estate propertyRetirement can be a great time of life. You get to relax and do the things you’ve always wanted to do. A lot of people move to a new location when they retire, and if you’re thinking of moving to Colorado and buying a home, you’ll want to find the right real estate agent for your needs. The Atha Team can help, so you can get the house that’s just right for you. But what should you really look for in an agent? Here are some of the things you should consider before you hire someone to help you buy real estate in Montrose.

Experience Really Does Matter in Real Estate

All agents have to start somewhere, but the more experience an agent has, the easier it is for them to help you find what you need. They have knowledge that less-seasoned agents may simply not have, and that means they are more likely to give you the advice and information you need to make an informed decision. Without a good understanding of the market you’re buying into, you could end up making a costly mistake. You can also check out online reviews for your real estate agent via Google and Facebook before making a decision.  Your retirement has probably been carefully planned, and the purchase of your retirement home should be, as well.

Google Business for Atha Team at Keller Williams Colorado West RealtyA Real Estate Agent’s Education is Worth Considering

There are licensing and education requirements for real estate agents in Colorado, but many agents also go above and beyond those basics. These are the kinds of agents you want in your corner, because they are so much more focused on developing and continuing the learning process. That means they will be better focused on helping you, and they will be up-to-date on how to best advocate for you in a real estate transaction. Don’t settle for less than that, especially when you’re buying something as important as your retirement home. Enjoying your later years is a lot easier in the right place, and for the right price.

Choose Someone You “Click” With

While your real estate agent isn’t there to be your friend, many people do develop friendships with their agents over time. They work closely on something very important, and that can help them form a bond. Despite that, though, some people’s personalities simply don’t mesh well. If that’s the case with you and a real estate agent you work with, you may want to choose a different agent. That will reduce your chances of having a conflict with your agent, and in turn that will make your home-buying experience easier and less stressful.

Pick Someone Who Has the Time to Help You

You want an agent who’s in demand for their skills, but you also want one that’s focused on you and what you need. Choose an agent who has time for you, and who schedules clients wisely. You don’t want to miss out on a great house because your agent was too busy to show it to you, and someone else bought it. With the right real estate agent, you’ll be able to retire to Colorado and get a house you’ll love for a long time. The Atha Team would love to represent you for any of your real estate needs.

 

 Thinking about Buying or Selling? Call or Text: 970-417-9375

Atha Team - Keller Williams Colorado West Realty LLC - Montrose, Ouray Ridgway

Copyright 2018 Keller Williams Colorado West Realty, LLC. If you have a brokerage relationship with another agency, this is not intended as a solicitation. Equal opportunity housing provider. Each office is independently owned and operated. For sale by owner data not included in research findings. Sales data reflects sales from homes not limited to the Atha Team LLC. This information was gathered from Keller Williams, The National Association of Realtor, CoreLogic data analysis firm, Montrose Association of Realtors, and the Mortgage Brokers Association. This data is considered accurate, but is not guaranteed. Copyright Atha Team LLC 2018. All Rights Reserved.

Montrose Co Real Estate
Montrose CO Real Estate Blog

Will Solar Panels Be a Selling Point for Your Colorado Home?

Solar panels installed on the house roof - Atha Team Real EstateIf you’re planning to sell your home in the next few years, or you’re ready to sell it in the coming few months, there are some improvements you may want to consider making. Some people focus on solar panels as one of those improvements, but are they a good choice? Will they be enough of a selling point to offset the cost? In general, that will depend on the buyer and the price, but here are a few considerations when you’re thinking about solar panels and getting your house ready to sell.

Do You Already Have Panels Installed?

If you already have panels, definitely try to use them as a selling point. The panels can make a house much more energy efficient than other types of power arrangements. By doing that, any potential buyers will see that their power bills will be lower if they buy your house. That may sway them toward buying your place instead of another one, which can mean an easier, faster sale for you. It can also mean a higher selling price, which can really help you if you want to move to a new place and sell your current house.

Are You Planning to Sell in the Next Five Years?

If you plan to sell your home in the next few years, solar panels may not be the right choice for you. While they could be a selling point for your buyers, you also want to make sure you get your money back from any big investments you make in your home to get it sold. Solar panels are costly, and it is generally a few years before you start seeing a return on your investment. So if you’re going to sell in a year or two, you won’t see the return you hoped for. Selling after a few years have gone by makes you more likely to get your investment back when you find a buyer.

What Type of House (and House Value) Do You Have?

High end home in a golf course property in Montrose Colorado - Atha Team RealtyIf you have a home that’s high-end and expensive in a good location in the Montrose, Colorado area, it may make more sense to have solar panels. Lower-cost homes are less likely to attract buyers who are looking for something like solar panels. That’s not to say that lower-priced homes can’t sell well with solar panels, but only that the cost of these panels may be prohibitive for people who don’t have a lot of money to spend on upgrades to their home. Buyers in that price range may also not want to pay extra for solar panels, whereas buyers who are looking for much more expensive homes may want or even expect these types of energy-efficient benefits.
With that in mind, talking to a real estate agent in Montrose can make it much easier for you to decide whether solar panels are the right choice when you’re considering selling your home. You want to do what’s right financially, and as a seller, you have options to think about so you can make the best decisions for your needs.  Solar, as an investment, could see a internal rate of return of 8-10% right away. Call Atlasta Solar Center with any questions about investing in solar panels.

Atlasta Solar Center Montrose Colorado

 

Teddy Aegerter – Co-Owner
Cell: 970-209-0790
Office: 970-248-0057

 

 Thinking about Buying or Selling? Call or Text: 970-417-9375

Atha Team - Keller Williams Colorado West Realty LLC - Montrose, Ouray Ridgway

Copyright 2018 Keller Williams Colorado West Realty, LLC. If you have a brokerage relationship with another agency, this is not intended as a solicitation. Equal opportunity housing provider. Each office is independently owned and operated. For sale by owner data not included in research findings. Sales data reflects sales from homes not limited to the Atha Team LLC. This information was gathered from Keller Williams, The National Association of Realtor, CoreLogic data analysis firm, Montrose Association of Realtors, and the Mortgage Brokers Association. This data is considered accurate, but is not guaranteed. Copyright Atha Team LLC 2018. All Rights Reserved.

Montrose Co Real Estate
Montrose CO Real Estate Blog

What to Know About the Mortgage Loan Process

Home Buying in Colorado takes time - Atha Team Montrose Real Estate

Buying a house is exciting, but getting a mortgage often isn’t. Sometimes it can be downright stressful, and other times, it simply makes life difficult for a little while until an approval is granted by the bank or other lender. But the more you know about the mortgage loan process before buying real estate in Montrose, the more easily you can move through the process and get into your new home. Here are some of the most important things you need to know when it comes to getting a mortgage loan.

You’ll Be Asked for a Lot of Documents

There will be plenty of documents required for your mortgage, and you’ll be asked for a lot of them up front. Then, over the course of the process, you’ll be asked for a lot more documents, too. It may seem a little bit never-ending, but there will be light at the end of the tunnel. Be patient, and ask for a list of needed documents up front. Get together as much as you can, because the more you provide up front, the easier it will be for you throughout the process of getting your loan.

Nothing Will Go as Fast as You Expect

You want to buy your house and get moved in. That makes complete sense, but you’ll need some patience. It generally takes 30 to 45 days from an accepted offer to the closing of a house purchase. Things will drag sometimes, and you could get frustrated. That’s a pretty normal reaction to the process, and the more you’ll be able to go with the flow of getting your mortgage, the easier it will be for you. Don’t let getting a mortgage stress you out.

Mortgage application for buying a home in Montrose Colorado - Atha Team Real EstateSome Things Will Happen Last Minute

Even though it seems like things are going too slow or taking too long, some things will still happen at the last minute. That seems to be the case with a lot of mortgages, and you’ll eventually get a call that the lender needs a few, last minute things. Those “last” things might turn into a few more, depending on what the underwriter is asking for and what your documents indicate. Be prepared for last minute changes, adjustments, and document requests. The faster you can provide what’s asked for, the faster your mortgage approval can be completed.

In the End, You Can Change Lenders if You Need To

In some cases, you just don’t work well with a particular lender. Not all of them move through the mortgage process the way they should, and some of them make more mistakes than others. If you’re really having a difficult time, it’s possible to change lenders throughout the majority of the process. You may eventually be asked to “lock in” with a rate and with the lender, but make sure you’re happy with the lender and that you read everything carefully before proceeding. That can help protect you, and give you a lot of peace of mind as you prepare to close on your new home.

Lynn Whipple Guild Mortgage Loan Consultant Montrose, CO - Recommended by the Atha TeamLynn Whipple

Guild Mortgage

Senior Loan Consultant/Sales Manager

620 E. Main St. Montrose, CO 81401

970-628-7065

Email Lynn

 Thinking about Buying or Selling? Call or Text: 970-417-9375

Atha Team - Keller Williams Colorado West Realty LLC - Montrose, Ouray Ridgway

Copyright 2018 Keller Williams Colorado West Realty, LLC. If you have a brokerage relationship with another agency, this is not intended as a solicitation. Equal opportunity housing provider. Each office is independently owned and operated. For sale by owner data not included in research findings. Sales data reflects sales from homes not limited to the Atha Team LLC. This information was gathered from Keller Williams, The National Association of Realtor, CoreLogic data analysis firm, Montrose Association of Realtors, and the Mortgage Brokers Association. This data is considered accurate, but is not guaranteed. Copyright Atha Team LLC 2018. All Rights Reserved.

Montrose Co Real Estate
Montrose CO Real Estate Blog

7 Ways to Get the Home You Really Want

Curb appeal, get the dream home you want - Atha Team in MontroseGetting a new home can be exciting, whether it’s your very first one or you’ve bought and sold plenty of houses before. No matter how many homes you’ve owned, though, it’s always important to get the house you really want. You can do that more easily by paying close attention to a few simple tips. Here are seven things you need to know, to increase the chances of getting the house you want.

1. Remember the Value of Location

Even if you really love a house, if it’s not in the right neighborhood, it may not be something you’ll love for the long term. Getting the house you really want means getting the location you want, too. Don’t give up on finding the right spot.

2. Focus on a Fair Budget

Your budget is important, and it will probably be a main issue when you buy a house. Unless you have a nearly unlimited budget, how much you can spend on a house matters. Stick to your budget when searching, and you’ll be more likely to get what you want most and can afford.

3. Keep Fixer-Uppers in Mind

Fixing up a house can make it into something perfect for you. With that in mind, finding a home that needs work in the right location can mean a house that you can make into your own over time. Staying open to the idea can help you find the right place for your new home.

Google Satellite view of prime real estate property - Atha Team agents4. Work Closely With Your Agent

Let your real estate agent help you find the right place. That’s what they’re there for, and what they want to do. They can show you plenty of homes for sale that could work for you, and make it easier to find one faster than you might be able to do on your own.

5. Be Prepared to Walk Away

While it can be hard to walk away from a house you really like, you shouldn’t overpay or settle for something that isn’t going to be right for you long term. Instead, be prepared to walk away from any house you can’t get the right deal on. In the end, you’ll be glad you did.

6. Be Open to New Ideas and Plans

Even if you’re sure of what you want in your house, be willing to look at other things. You don’t have to compromise or give in and buy something you don’t like, but it’s possible you might find a home you like better than what you had in mind. That can help you get a great house, sometimes unexpectedly.

7. Check New Listings Right Away

You need to make sure you take a look at new real estate listings right away, so you can get in to see a home before others do. You don’t want to miss out on a great house because you didn’t take a look in time. That won’t always be what gives you the right house, but it can help you find what you’re looking for and give you an advantage.

 Thinking about Buying or Selling? Call or Text: 970-417-9375

Atha Team - Keller Williams Colorado West Realty LLC - Montrose, Ouray Ridgway

Copyright 2018 Keller Williams Colorado West Realty, LLC. If you have a brokerage relationship with another agency, this is not intended as a solicitation. Equal opportunity housing provider. Each office is independently owned and operated. For sale by owner data not included in research findings. Sales data reflects sales from homes not limited to the Atha Team LLC. This information was gathered from Keller Williams, The National Association of Realtor, CoreLogic data analysis firm, Montrose Association of Realtors, and the Mortgage Brokers Association. This data is considered accurate, but is not guaranteed. Copyright Atha Team LLC 2018. All Rights Reserved.